Terms of Service

By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the Site.

The Site provides general educational content and information about coaching and consulting services. Nothing on the Site constitutes personalized financial, legal, tax, accounting, or investment advice. Content is for general informational purposes only and should not be relied upon as a substitute for advice from a licensed professional who knows your specific circumstances. Always consult a qualified advisor before making financial decisions. Engaging Lucky for a coaching or consulting session does not create an advisory, fiduciary, or broker-client relationship unless expressly agreed in writing.

The Resources page may contain Amazon Associates affiliate links. As an Amazon Associate, Luxmihaasan Rasappah earns from qualifying purchases. These links may earn us a commission at no additional cost to you. We only recommend materials we genuinely believe will help our readers.

All content on the Site — text, graphics, logos, the FREEDOM Model framework, images, and design — is owned by Luxmihaasan Rasappah or its licensors and is protected by copyright and other laws. You may not reproduce, distribute, or create derivative works without prior written permission.

You agree not to:

• Scrape, harvest, or systematically extract data from the Site;
• Submit spam, abuse the contact or signup forms, or impersonate others;
• Attempt to bypass rate limits or other technical protections;
• Interfere with the Site's operation or security.

The Site relies on third-party services — including Calendly (booking), Resend (email), Vercel (hosting), and others — each governed by its own terms and privacy policy. We are not responsible for third-party services and encourage you to review their terms.

To the fullest extent permitted by the laws of Ontario, the Site and its content are provided “as is” without warranties of any kind. Luxmihaasan Rasappah is not liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site or its content.

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. You agree to the exclusive jurisdiction of the courts located in Ontario, Canada.

We may update these Terms from time to time. The “Last updated” date reflects the latest revision; continued use of the Site after changes constitutes acceptance.

Questions about these Terms? Contact Luxmihaasan Rasappah, 3059 Treadwells Drive, Mississauga, ON L4X-0A1, Canada — info@luckyrasappah.com / 1-866-961-8655.