top of page

Resume | CV

Luxmihaasan (Lucky) Rasappah B.A., CLU, CHS, CEA, CFDS


➢ Chartered Life Underwriter (CLU)

➢ Certified Health Insurance Specialist (CHS)

➢ Chartered Financial Divorce Specialist

➢ Certified Executor Advisor (CEA)

President & CEO

Kabis & Associates Inc.

I am the Founder, President, and CEO of Kabis & Associates Inc. I am managing more than three hundred Insurance and Investment advisors in Kabis & Associates Inc. I have expanded my business around Canada and I am licensed to offer my services in Alberta, British Columbia, Manitoba, Ontario, and Saskatchewan.


Estate & Trust Advisor

Responsibilities in my current role: Beforecare and Aftercare needs for Estate and Trust planning, Minimizes taxes at death, maximizes the inheritance value, ensures that the person’s last wishes were met, minimizes legal expenses, simplifies settlement of the estate, Establish and secure your retirement and lifestyle goals, determine your estate distribution, formulate strategies for distribution, creating a multi-Trust for different reasons, estate Freeze, minimize estate taxation, protect your estate value, formulize estate documentation, and monitor & review.


Areas of responsibilities: Wills, Power of Attorney for Personal Care, Power of Attorney for Property, Joint Tenant Accounts, Beneficiary Designations, Gifting, Donations in year of death, Estate Freeze, Avoiding Probate fee, Corporate Estate Planning, Offshore Investing, Life Insurance. Informal Trusts, Formal Trusts (Inter-vivos Trust &Testamentary Trust).


Chief Executive Officer

Kabis Accounting & Financial Service Inc.

Area of responsibilities: filing Individual tax, corporate tax, Trust tax return and final deceased tax return.


The Institute for Advanced Financial Education

Chartered Life Underwriter (2020 to 2021)


Academy of Financial Divorce Specialists

Charted Financial Divorce Specialist (2021)


Institute for Divorce Financial Analysts

Certified Divorce Financial Analyst, Family Law (2020 - 2020)


Canadian Institute of Certified Executor Advisors (CICEA)

Certified Executor Advisor (2019 – 2019)


The Institute for Advanced Financial Education

Certified Health Insurance Specialist (2014)


Carleton University

Bachelor of Arts, Law (1996 - 2000)

bottom of page